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Georgetown · Water Oak

$630,000 137 days on market

Reduced from $650,000 · −3.1%

1020 Winding Way Dr, Georgetown, TX 78628

  • 4bedrooms
  • 3bathrooms
  • 3,612sqft
  • 0.24acres
  • 2013year built

About this home

Special Financing — 2-1 Rate Buydown Available to ALL Buyers
With the seller-paid 2-1 buydown program (FHA, VA, and Conventional loans on primary residences), qualifying buyers lock in a reduced interest rate for the first two years: Year 1 payments calculated at 4.60%, Year 2 at 5.60%, then Years 3–30 at the 6.60% note rate. On a $630,000 sale, the seller covers the full buydown cost — approximately $9,193 with 3.5% down — saving the buyer roughly $766/month in Year 1 and $393/month in Year 2.

Welcome to 1020 Winding Way Dr — a stunning east-facing, 4-bedroom, 3-bath home in the sought-after Water Oak community, offering 3,612 sq ft of thoughtfully designed living space on a beautiful corner lot. Built by Wilshire Homes in 2013, the home fills every room with gorgeous morning light. Enjoy an open-concept layout with a gas log fireplace, granite counters, two kitchen islands, a primary suite on the main level with a jetted tub and walk-in shower, a media room, and a dedicated home office. The 3-car garage, private east-facing courtyard, covered rear porch, and screened patio extend your entertaining options year-round. Solar panels and dual-pane windows deliver energy efficiency and lower utility costs. Residents enjoy a clubhouse, pool, dog park, and hike/bike trails, all within minutes of Georgetown’s shopping and dining. Served by Georgetown ISD (Carver Elem, James Tippit Middle, Georgetown High). HOA $194/quarter. Lot 0.237 acres; 3-car attached garage.

Property

Type
Single Family Residence
Levels
Two
Year built
2013
Lot size
0.24 acres
Subdivision
Water Oak
MLS #
ACT2265816

Inside

Bedrooms
4
Bathrooms
3
Living area
3,612 sqft
Fireplaces
1

Outside / parking

Garage spaces
3

Schools

Elementary
Carver
High school
Georgetown
District
Georgetown ISD

Costs

HOA
$194 / quarterly
Est. annual taxes
$9,303 (2013)

Listing

First listed
Mar 11, 2026
Days listed
137
Original price
$650,000
Status
Active

Listed by Roger Chappell, Chappell Home Sales LLC · [email protected] · MLS# ACT2265816 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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