Skip to main content

Kyle · Cool Spgs Ph 1

$490,000 12 days on market

136 Copper Ln, Kyle, TX 78640

  • 4bedrooms
  • 2.5bathrooms
  • 2,466sqft
  • 0.21acres
  • 2019year built

About this home

HOMEOWNER TO HOMEOWNER FINANCING – BELOW-MARKET Interest Rate – ONLY 5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~5% down (~$25K). Not lease-to-own – true ownership with title at closing. Fixed $3,600/mo (taxes & insurance incl., HOA separate) at a rate lower than today’s banks. 27-year loan from homeowner – no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms – act fast! Financiamiento de Dueno a Dueno – No necesita banco! Solo 5% de enganche (~$25K). Propiedad de 4 recamaras, 2.5 banos, con 2,466 pies, construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opcion a compra – usted recibe el titulo en el cierre. Pago fijo de $3,600/mes (impuestos y seguro incluidos; HOA por separado) con tasa mas baja que los bancos. Prestamo de 27 anos directo del dueno — sin aprobacion bancaria. Cierre rapido, calificacion sencilla, ITIN aceptado, sin verificacion bancaria.

Property

Type
Single Family Residence
Levels
Two
Year built
2019
Lot size
0.21 acres
Subdivision
Cool Spgs Ph 1
MLS #
ACT4496393

Inside

Bedrooms
4
Bathrooms
2.5
Living area
2,466 sqft
Fireplaces
1

Outside / parking

Garage spaces
3

Schools

Elementary
Tobias
High school
Lehman
District
HaysCONSISD

Costs

HOA
$55 / monthly
Est. annual taxes
$8,000 (2025)

Listing

First listed
Apr 26, 2026
Days listed
12
Status
Active

Listed by Serina Jones, All City Real Estate Ltd. Co · [email protected] · MLS# ACT4496393 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

Interested in this home?

← Back to all listings

Call Text