Kyle · Cool Spgs Ph 1
$490,000 12 days on market
136 Copper Ln, Kyle, TX 78640
- 4bedrooms
- 2.5bathrooms
- 2,466sqft
- 0.21acres
- 2019year built
About this home
HOMEOWNER TO HOMEOWNER FINANCING – BELOW-MARKET Interest Rate – ONLY 5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~5% down (~$25K). Not lease-to-own – true ownership with title at closing. Fixed $3,600/mo (taxes & insurance incl., HOA separate) at a rate lower than today’s banks. 27-year loan from homeowner – no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms – act fast! Financiamiento de Dueno a Dueno – No necesita banco! Solo 5% de enganche (~$25K). Propiedad de 4 recamaras, 2.5 banos, con 2,466 pies, construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opcion a compra – usted recibe el titulo en el cierre. Pago fijo de $3,600/mes (impuestos y seguro incluidos; HOA por separado) con tasa mas baja que los bancos. Prestamo de 27 anos directo del dueno — sin aprobacion bancaria. Cierre rapido, calificacion sencilla, ITIN aceptado, sin verificacion bancaria.
Property
- Type
- Single Family Residence
- Levels
- Two
- Year built
- 2019
- Lot size
- 0.21 acres
- Subdivision
- Cool Spgs Ph 1
- MLS #
- ACT4496393
Inside
- Bedrooms
- 4
- Bathrooms
- 2.5
- Living area
- 2,466 sqft
- Fireplaces
- 1
Outside / parking
- Garage spaces
- 3
Schools
- Elementary
- Tobias
- High school
- Lehman
- District
- HaysCONSISD
Costs
- HOA
- $55 / monthly
- Est. annual taxes
- $8,000 (2025)
Listing
- First listed
- Apr 26, 2026
- Days listed
- 12
- Status
- Active
Listed by Serina Jones, All City Real Estate Ltd. Co · [email protected] · MLS# ACT4496393 · Active
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Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.
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