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Elgin · Saratoga Farms

$315,000 133 days on market

316 Insider Loop, Elgin, TX 78621

  • 5bedrooms
  • 2.5bathrooms
  • 2,103sqft
  • 0.15acres
  • 2020year built

About this home

LOOKING FOR INVESTORS: THERE IS A CURRENT 2 YEAR LEASE ON THE PROPERTY. 48 HOUR NOTICE FOR SHOWINGS. CONTACT AGENT FIRST

Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property’s private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin’s growing community, you’ll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin’s employment centers and amenities. Don’t miss this exceptional opportunity in Saratoga Farms!

Property

Type
Single Family Residence
Levels
Two
Year built
2020
Lot size
0.15 acres
Subdivision
Saratoga Farms
MLS #
ACT5742262

Inside

Bedrooms
5
Bathrooms
2.5
Living area
2,103 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Elgin
High school
Elgin
District
Elgin ISD

Costs

HOA
$50 / quarterly
Est. annual taxes
$8,200 (2025)

Listing

First listed
Dec 26, 2025
Days listed
133
Status
Active

Listed by Brandie Scales, Compass RE Texas, LLC. · [email protected] · MLS# ACT5742262 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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