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Troy · Cottonwood Creek

$212,000 105 days on market

Reduced from $215,000 · −1.4%

1049 Velvet Ct, Troy, TX 76579

  • 3bedrooms
  • 2bathrooms
  • 1,297sqft
  • 0.13acres
  • 2022year built

About this home

This Is One of Troy’s Best Values! Nearly new. Move-in ready. Priced to sell.

Tucked away on a quiet cul-de-sac, this 2022-built home offers the perfect combination of modern style, smart design, and exceptional value. Bright, open living spaces with abundant natural light create an inviting atmosphere that’s perfect for everyday living and entertaining alike.

The thoughtfully designed split-bedroom floor plan provides added privacy, while the spacious primary suite features a beautifully appointed bath and generous walk-in closet. You’ll also appreciate the energy-efficient features, updated lighting, and a fully fenced backyard with plenty of room to relax, play, or host family and friends.

Buyer Incentive: Qualified buyers can receive 1% toward closing costs OR a 1% interest rate buydown when using the preferred lender—making this opportunity even more affordable.

Conveniently located with quick access to I-35, you’ll enjoy an easy commute to Temple, Belton, or Waco while coming home to the peace and privacy of a cul-de-sac.

Offered at just $212,000, this home is strategically priced for today’s market and won’t last long. If you’ve been waiting for an affordable, nearly new home with modern finishes and incredible value, this is the one. Schedule your showing today before it’s gone!

Property

Type
Single Family Residence
Levels
One
Year built
2022
Lot size
0.13 acres
Subdivision
Cottonwood Creek
MLS #
ACT9450828

Inside

Bedrooms
3
Bathrooms
2
Living area
1,297 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Edna Bigham Mays
High school
Troy
District
Troy ISD

Costs

HOA
$20 / monthly

Listing

First listed
Jul 11, 2026
Days listed
105
Original price
$215,000
Status
Active

Listed by Lacy Brejcha, All City Real Estate Ltd. Co · [email protected] · MLS# ACT9450828 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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