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Kyle · 6 Creeks at Waterridge 55s

$585,000 42 days on market

Reduced from $595,000 · −1.7%

404 Jackson River Loop, Kyle, TX 78640

  • 4bedrooms
  • 4.5bathrooms
  • 2,593sqft
  • 0.19acres
  • 2025year built

About this home

$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route
Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you’d expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in.

Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space.

The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet.

Then there’s the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.

Property

Type
Single Family Residence
Levels
One
Year built
2025
Lot size
0.19 acres
Subdivision
6 Creeks at Waterridge 55s
MLS #
ACT1205994

Inside

Bedrooms
4
Bathrooms
4.5
Living area
2,593 sqft
Fireplaces
1

Outside / parking

Garage spaces
2

Schools

Elementary
Jim Cullen
High school
Jack C Hays
District
HaysCONSISD

Costs

HOA
$800 / annually
Est. annual taxes
$1,740 (2025)

Listing

First listed
Sep 11, 2026
Days listed
42
Original price
$595,000
Status
Active

Listed by Joshua Swan, Compass RE Texas, LLC · [email protected] · MLS# ACT1205994 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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