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Hutto · COTTONWOOD CREEK

$379,900 71 days on market

200 Montego St, Hutto, TX 78634

  • 5bedrooms
  • 2.5bathrooms
  • 3,055sqft
  • 0.11acres
  • 2023year built

About this home

Park views out front, privacy out back, and solar that’s fully paid off.

This 2023-built two-story in Cottonwood Creek sits on one of the neighborhood’s premium lots, facing the HOA park across the street and backing to a utility easement instead of a neighbor’s fence. You get open green space from the front porch and a semi-private backyard, a combination new construction here simply can’t offer.

With 3,055 square feet, five bedrooms, 2.5 baths, a dedicated office, and a flex room, the layout works for growing households, multigenerational living, or anyone who needs room to work from home. The main level features a private office and a primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open kitchen, dining, and living area flows to a walk-in pantry and dedicated laundry room, and a large under-stair closet adds storage most homes this size lack.

Upstairs, four secondary bedrooms surround a spacious flex area ready to be a game room, media room, home gym, or second living space.

The owned solar system will be paid off at closing, so the buyer takes it free and clear, with no lease, no loan to assume, and no monthly payment, just lower electric bills from day one.

Cottonwood Creek offers two pools, a playground, the park across the street, and sidewalk-lined streets for walking and biking. Hutto ISD. Quick access to US-79 and SH-130 puts Round Rock, Georgetown, Pflugerville, Taylor, and Austin within easy reach, with Historic Downtown Hutto and the Co-Op District’s local restaurants, shops, and events close by.

Property

Type
Single Family Residence
Levels
Two
Year built
2023
Lot size
0.11 acres
Subdivision
COTTONWOOD CREEK
MLS #
ACT9198708

Inside

Bedrooms
5
Bathrooms
2.5
Living area
3,055 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Cottonwood Creek
High school
Hutto
District
Hutto ISD

Costs

HOA
$65 / quarterly
Est. annual taxes
$8,242 (2025)

Listing

First listed
Aug 13, 2026
Days listed
71
Status
Active

Listed by Stephen Harris, All City Real Estate Ltd. Co · [email protected] · MLS# ACT9198708 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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