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Troy · Cottonwood Creek

$215,000 15 days on market

1049 Velvet Ct, Troy, TX 76579

  • 3bedrooms
  • 2bathrooms
  • 1,297sqft
  • 0.13acres
  • 2022year built

About this home

Located on a quiet cul-de-sac in Troy, this nearly new home is strategically priced and positioned to sell in today’s market. Built in 2022, it offers an open layout, abundant natural light, and modern finishes designed for both everyday living and entertaining.
The split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat with a well-appointed bath and generous closet space. Additional highlights include energy-efficient features, updated lighting, and a fully fenced backyard with room to relax, play, or entertain.

Buyer incentive available through preferred lender for qualified buyers: receive 1% toward closing costs or a 1% rate buydown.

The cul-de-sac setting offers added privacy while maintaining convenient access to I-35 for commuting to Temple, Belton, or Waco. Offered at $215,000, this move-in-ready home presents an exceptional opportunity for buyers seeking affordability, modern construction, and long-term value.

Property

Type
Single Family Residence
Levels
One
Year built
2022
Lot size
0.13 acres
Subdivision
Cottonwood Creek
MLS #
ACT9450828

Inside

Bedrooms
3
Bathrooms
2
Living area
1,297 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Edna Bigham Mays
High school
Troy
District
Troy ISD

Costs

HOA
$20 / monthly

Listing

First listed
Jul 11, 2026
Days listed
15
Status
Active

Listed by Lacy Brejcha, All City Real Estate Ltd. Co · [email protected] · MLS# ACT9450828 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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