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Elgin · Lower Elgin Road

$425,000 106 days on market

Reduced from $439,000 · −3.2%

537 Lower Elgin Rd, Elgin, TX 78621

  • 3bedrooms
  • 2bathrooms
  • 1,600sqft
  • 0.59acres
  • 2023year built

About this home

USDA-ELIGIBLE AREA • NO HOA • 0.59 ACRES • BUILT 2023

NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property’s country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.

Property

Type
Single Family Residence
Levels
One
Year built
2023
Lot size
0.59 acres
Subdivision
Lower Elgin Road
MLS #
ACT9723177

Inside

Bedrooms
3
Bathrooms
2
Living area
1,600 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Elgin
High school
Elgin
District
Elgin ISD

Costs

Est. annual taxes
$4,754 (2026)

Listing

First listed
Jul 10, 2026
Days listed
106
Original price
$439,000
Status
Active

Listed by Tammy Harmon, eXp Realty, LLC · [email protected] · MLS# ACT9723177 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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