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Troy · Cottonwood Crk Ph I

$270,000 32 days on market

1012 Velvet Ct, Troy, TX 76579

  • 4bedrooms
  • 2bathrooms
  • 1,642sqft
  • 0.22acres
  • 2022year built

About this home

Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.

Property

Type
Single Family Residence
Levels
One
Year built
2022
Lot size
0.22 acres
Subdivision
Cottonwood Crk Ph I
MLS #
ACT9495864

Inside

Bedrooms
4
Bathrooms
2
Living area
1,642 sqft

Outside / parking

Garage spaces
2

Schools

Elementary
Edna Bigham Mays
High school
Troy
District
Troy ISD

Costs

HOA
$240 / annually
Est. annual taxes
$4,110 (2026)

Listing

First listed
Sep 22, 2026
Days listed
32
Status
Active

Listed by Kasey Jorgenson, Jorgenson Real Estate · [email protected] · MLS# ACT9495864 · Active

Estimate your monthly payment

Loan

Down payment
%
0%10%20%30%40%50%
Loan term
Interest rate (%)
3%5%7%9%

Yearly costs

Monthly payment

$0

Total monthly

Principal & interest
$0
Property tax
$0
Insurance
$0
HOA
$0
Loan amount
$0

Estimate only. Tax / insurance defaults are typical Texas figures; your actual numbers will vary. Talk with a lender for a real quote — I can refer you to one I trust.

Where this home sits

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